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For Your Home Office…

Home Office System
Automatically provides combined and consolidated daily business summaries of all branches.

Mirror Image System
Maintains at the home office an exact copy of each branch’s data.

Corporate Information System
CIS is a strategic management tool providing a relational database of all branch data.

General Ledger Interface
Exports combined branch financial information to your general ledger.

Information Services…
ABS Services
Your home office management information solution.  ABS provides your home office information services tailored to your requirements.

Home Office System

ABS Home Office provides a system for producing branch reports at the home office on a daily basis for the use of management in monitoring and comparing branch business activity in addition to General Ledger Interface.

  • Prints loan related transactions while identifying each branch and their transactions:
    • Interest
    • Insurance Premiums and Fees
    • Refunds
    • Payments
    • Receipts & Disbursements
    • Charge Off Balance
  • Ability to distinguish each branch and their transactions by branch number

Transactions from all branches are placed into a consolidation file that reports can
be generated from and which can subsequently be moved into a General Ledger
System for posting.

  • Tracks data by loan class
  • Consolidated data can be obtained via:
    • Communications
    • Diskette/Tape media

System converts transmitted data to a suitable form for Combined Daily Business Summary.  If transmitted, Daily Business Summary will be printed during the night
and ready for use each morning.

  • Allows management full control to change system parameters/passwords at
    branch level

 

Mirror Image System

The ABS Mirror Imaging System provides the capability to maintain a duplicate copy of each branch office’s database at the home office.  This branch database is updated automatically overnight on a daily basis and is accessible to the appropriate home office staff.

At each branch office a copy of the branch’s operating database is automatically maintained on the branch’s computer.  After the branch closes out for the day,
database changes are automatically sent to the home office via overnight telephone transmission.  The home office computer will then have a Mirror Image of each branch office’s database.

The integrity of the Mirror Image database was of the utmost importance in the development of MIS and safeguards have been implemented to assure accuracy.  When successfully completed, MIS will remove the requirement for daily branch office backups.  Database backups will be produced at the home office for all branch data.

BENEFITS

  • Improved Manageability and Control
  • Security
  • Reduced Close-Out Time for the Branches
  • Branch Reports Can Be Printed at Home Office
  • Allows Home Office to Support Branches With a Minimum Toll Telephone Costs
  • Can Move Branch(es) Data to a “Work” Location on the System Allowing Original Mirror Image Database to Remain Intact For:
    • Ad Hoc Applications
    • Centralized Solicitation and Delinquency
    • Consistency and Cost Reductions
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